This may not be of any help but i had something similar on one of my vans and on a mates car.
Basically the sill drains were blocked, again this may not be relevant to Volvos but if you feel along the bottom length of the sills you might just find bulges which have holes (possibly 3or4 each side) that are blocked and need poking out with the end of a 'plastic' tie wrap.
The amount of water that came out was unbelievable but it cured the sloshing sounds.
Good luck.